The Advantages of Working With a Fee-Only Financial

Fee Only Financial Advisor Scottsdale AZ - ARQ Wealth Advisors

With all the options out there for assistance working towards your financial goals, it can be difficult and overwhelming to know where to start. One of the biggest challenges can be finding someone that you can trust and know has your best financial interests in mind. There are unfortunate cases of financial advisors providing guidance that helps them and puts your financial interests as a secondary objective. At ARQ Wealth, we are a fee-only financial advisory firm located in Scottsdale, AZ where we ensure that we look out for our client’s financial interests first by charging only fees for our services and not commissions, which can lead to conflicts of interest.

What Is a Fee-Only Financial Advisor?

A financial advisor oversees someone’s finances and offers guidance on how to improve and manage their investments. Their services typically include but are not limited to:

  • Tax planning
  • Investment management
  • Estate planning
  • Portfolio management

Unlike most financial advisors, fee-only financial advisors provide their services at a flat rate rather than earning a commission through financial transactions and products. This structure means you don’t have to worry about them receiving kickbacks for products they recommend.

Getting rid of the commission-based structure generally reduces potential conflicts between the two parties since fee-only financial planners and advisors don’t receive any hidden forms of compensation from outside sources. You and your finances are their top priority, ensuring that they act in your best interest 100% of the time.

Why Seek Help for Investment Management in Scottsdale?

Knowing how to manage your money so you can achieve your financial goals and enjoy your retirement is crucial in today’s fast-paced world. Sometimes, people need a bit of financial guidance on how to get the most from their investments. Our fee-only financial planners at ARQ Wealth equip you with the knowledge you need to effectively manage your finances while guiding you through the complicated investment process. 

You want to have a team of financial experts on your side before jumping into the complex world of finances and investing. Most people struggle figuring out where to start and how to manage their savings in a way that helps them work towards their personalized retirement goals. At ARQ Wealth, our financial professionals dedicate their careers to studying the financial markets to help our clients be set up for success as they work towards their wealth and retirement goals. Our team helps people manage their assets, manage debt, create in-depth retirement plans, and much more. 

Our ARQ Wealth fee-only financial advisors work with you to form the best investment strategy that meets your financial qualifications and goals. We understand that everyone is different, and each person requires unique financial plans that correlate with their lifestyle and wealth. Our team will consider the following factors to construct a plan that works for you such as investment goals, life stage, your current tax situation, what your risk tolerance is, and other financial circumstances that will be relevant.

Considering all these factors simultaneously will ensure that we formulate a personalized plan to help set you and your family up to effectively work towards your financial and retirement goals.

How to Find the Right Fee-Only Financial Planner in Scottsdale

Unfortunately, not all financial advisors are qualified to handle your financial needs. Before committing to a specific firm or financial planner in a large city like Scottsdale with so many different options, thoroughly assess their qualifications. At ARQ Wealth, we leverage our experienced financial professionals who are certified with numerous accreditations. You can learn more about the certifications that our team of financial professionals currently have at the following link here.

Having certified financial advisors who are equipped with the knowledge and experience needed to handle your specific financial situation is essential. At ARQ Wealth, we ensure that each team member is qualified to manage your finances and to meet your specific needs, allowing you to rest assured that your investments are in good hands.

Our fee-only financial advisors are only interested in providing you the most appropriate financial investments that line up with your personalized plan, as opposed to the competition that charges commission and offers up what may give them the biggest check. With ARQ Wealth, you never have to worry about second-rate financial planners that don’t make you their number one priority. 

Visiting the FINRA website is a great way to check a financial advising firm’s history to see if they are worthy of your business. Numerous financial service providers are listed in their registry, making it a perfect place to assess a firm’s ratings, complaints, and potential infractions before trusting them with your financial future.

Always make sure to research a financial firm before committing to their services. Failure to do so may lead to disappointing results or conflicts of interest. 

Fee-Only Financial Advisors That Adapt to Your Busy Schedule

Communication is key when it comes to wealth and investment management in Scottsdale. Keeping in frequent contact with your financial advisor is essential when it comes to your financial plan.

However, some people are so busy that they find it difficult to take time and meet with their advisor or planner when necessary. At ARQ Wealth, we work with your busy schedule to find a time to talk about your plan and update you as it goes into effect. Although in-person meetings are the preferred option, our team at ARQ Wealth also utilizes remote meeting apps for people who can’t make it to our home office in Scottsdale, AZ. 

Some financial plans require more communication than others. A client that wants full control over their financial plan will need to be contacted more frequently than someone who trusts our advisors with investment decisions.

Our professionals at ARQ Wealth will do their best to make a plan that fits your needs, as well as your schedule. We will always keep you informed every step of the way without requiring you to sacrifice your daily routine. 

Why Choose Fee-Only Rather Than Commission-Based Advising?

Our ARQ Wealth fee-only financial planners in Scottsdale will never steer you in the wrong direction for their own financial gain. We always approach wealth management plans objectively since our professionals do not make a commission on specific investments or products. 

Generally, commission-only advisors only provide a narrow range of products that will give them high payouts. Although their rates are usually cheaper than fee-only advisors, this type of advisor can be more costly in the long run since they only provide a handful of investment options.

Fee-only advisors deliver substantially more financial and investment opportunities that fit your specific plan at a fixed or hourly rate. This investment strategy often leads to superior results without ulterior motives. Fee-only advisors only want what is best for you and do not feel obligated to push unnecessary products or investments for their own financial gain.

Why Choose Our Team of Fee-Only Financial Advisors?

At ARQ Wealth, our team of fiduciary fee-only financial planners provides first-class advisory services that will help you work towards your financial goals. With extensive experience in a number of financial and investment fields, our professionals at ARQ Wealth can handle everything from retirement planning to advanced investment strategies.  

At ARQ Wealth, we offer the people of Scottsdale exceptional wealth management plans that are custom-made to their financial circumstances and lifestyle. We enjoy nothing more than helping the Scottsdale community with all their financial and investment needs.

If you are tired of lackluster wealth management programs that do not have your best interests in mind, pick up the phone and call our friendly team at ARQ Wealth for phenomenal fee-only financial planning that will help you create the customized wealth and retirement plans that you deserve. Call ARQ Wealth now to schedule your initial consultation at (480) 214-9572.

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The opinions expressed in this blog post are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual. It is only intended to provide education about the financial industry. As always, please remember that investing involves risk of loss of principal and capital. ARQ Wealth Advisors, LLC is a registered investment adviser with the U.S. Securities and Exchange Commission. Advisory services are only offered to clients or prospective clients where ARQ Wealth Advisors, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by ARQ Wealth Advisors, LLC unless a client service agreement is in place. Likes and dislikes are not considered an endorsement for our firm.