Scottsdale Financial Planners

As a fiduciary fee-only financial planning firm, our main goal is to help our clients achieve success.

You Need a Scottsdale Financial Planner Dedicated to Your Dreams, Not Theirs

As a fee-only financial advisory firm located in Scottsdale, it is our responsibility to act as a fiduciary and have your best interests in mind. This allows our firm to have less conflicts of interest which helps us focus solely on providing our clients with unbiased financial and retirement planning.

What Makes ARQ Wealth Different from Other Advisors?

Team-Based Approach

Instead of one financial advisor handling your financial and retirement planning, we provide a whole team of experts to help with your unique situation. As a fee-only financial advisory firm, we are in this together and our main focus is analyzing your unique financial situation and working on a long-term plan to meet your financial goals.

Asking the Right Questions

This is not a one-size-fits-all approach, we tailor your specific financial and retirement plans to fit your unique goals and situation. We start this process with our free consultation to learn more about your financial goals and then understand a comprehensive picture using our Q Form™ Assessment to determine a score for the strength of your financial plan.

Low Client-to-Advisor Ratios

We currently maintain an average 60:1 client-to-advisor ratio at ARQ Wealth. True, it’s a more expensive way to do business, but we created the firm to maximize your success, not corporate margins. Unlike the larger competitors, we can give all of our clients the time they deserve for their financial planning and investment management.

What Motivates Us

Each of us left large institutions because we wanted to focus on delivering exceptional experiences for our clients, unencumbered by corporate conflicts. Helping our clients achieve their financial goals is incredibly gratifying for us. Simply put, that is our motivation.

Experienced Professionals

With multiple credentials, our team possesses the important credentials: (six CFPs®, one RICP®, three AIFs®, and one CFA) and an average of more than 15+ years of financial advisor experience. We’ve got the experience you need: we have implemented more than 3,000 financial plans.

Real Fiduciary™ Practices

ARQ Wealth Advisors adopt the Institute for the Fiduciary Standard’s Real Fiduciary™ Practices*. These Real Fiduciary™ Practices are professional conduct standards for fiduciary advisors. They assist investors in understanding, evaluating and selecting competent financial advisors and wealth managers. We subscribe to the practices’ as listed below.

Real Fiduciary™ Practices are professional conduct standards that outline how the most conscientious and competent fiduciary advisors serve clients today. Here, each practice is listed and described in a numbered list below it. A firm subscribing to the practices affirms with these actions, to:

DEMONSTRATE LOYALTY

Act as a fiduciary at all times. Affirm this commitment to the client in writing.
Decline any sales-related compensation.
Avoid conflicts of interest.
Mitigate unavoidable conflicts.

ACT WITH DUE CARE

Maintain professional knowledge and competence.
Explain agreements and disclosures clearly and truthfully, both orally and in writing.
Establish and document a reasonable basis for advice.
Follow and document a prudent due diligence process for rendering investment advice.

ACT IN UTMOST GOOD FAITH

Decline gifts or entertainment or other benefits unless minimal in value, occasional in frequency, and consistent with the advisory firm’s gift and vendor relation policies.
Charge reasonable fees and incur reasonable investment costs. Disclose and fully explain.

NOTE: These practices and their guidance comprise the Real Fiduciary Practices. For additional guidance on the practices see the practices with background endnotes at: https://thefiduciaryinstitute.org/wp-content/uploads/2019/03/Real-Fiduciary-Practices-2019-02-22.pdf