Wealth Management Scottsdale
ARQ Wealth Apex™
The Fee Only Wealth Management You Deserve
At ARQ Wealth, we are your trusted wealth management Scottsdale firm. We provide our ARQ Wealth Apex™ services for those clients further along in their careers and financial life. This service offers fee only wealth management and financial planning services. We understand that our clients located in Scottsdale and all over the country have different wealth management goals and needs which is why every client interaction is highly customized to fit your unique financial plan. The services provided in the ARQ Wealth Apex™ are made available to individual investors, trusts, non-profit organizations, and businesses. You will be working with a dedicated wealth management team of experts at ARQ Wealth who will provide a customized plan and ongoing support to move you towards your retirement and financial planning goals.
As a fiduciary fee only wealth management firm located in Scottsdale, AZ it is our obligation to ensure that we act in our clients’ best interests unlike other financial advisory firms that choose strategies and products that will help increase their corporate profits. It is crucial for your future retirement goals and plans to have an expert analyze and evaluate where you stand. Let us help you avoid the common pitfalls in wealth management planning and click below to learn more about our ARQ Wealth Apex™.
Don't Face Retirement's Challenges Alone
Reach out now to receive your free consultation with one of our experts
What's Included?
Portfolio Management
We provide ultra-diversified portfolios aimed to meet your retirement goals and manage your risk.
Quarterly Reporting
Formal review of performance, asset allocation, and management fees so you can always track your progress.
Tax-Efficient Strategy
Disciplined approach to selling high and buying low, with a focus on tax minimization.
Periodic Review
We work closely with you to keep you educated and informed about your portfolio performance.
Additional Services
Retirement, Estate, College Planning, whatever you need, when you need it to add flexibility for your unique needs.
Your Trusted Scottsdale Wealth Management Firm
Common Wealth Management Pitfalls
Underestimating Medical Expenses
A recent study from Fidelity indicated that approximately 15% of retiree's expenses will be spent on healthcare-related payments. It's no secret that healthcare costs have been rapidly increasing every single year plus long-term care for elderly parents or relatives continues to be a serious financial burden on most families in the United States. When planning for retirement, most individuals assume their expenses will stay the same and don't account for costly medical expenses as they age. At ARQ Wealth, we specialize in providing a comprehensive financial plan to cover various unexpected bills that come in retirement to ensure that you have the retirement that you deserve.
Lack of Portfolio Diversification
Although you may be projected to hit your magic savings goal for retirement that does not mean that you've crossed the finishing line yet. Common issues of allocation of your savings can derail the retirement that you and your family deserve and have been working so hard towards for years. With the ARQ Wealth Apex™ service, we specialize in portfolio reviews to ensure that you are on the right path to your wealth management goals. We first examine your comprehensive financial and retirement picture and then determine if we need to work on diversifying your portfolio to reduce risk and utilize tax-efficient strategies. As a fiduciary fee only firm, you can rest assured that we will always have your best financial interests in mind.
Lack of Stress Testing
We recommend to all of our clients the key of stress testing your various wealth management strategies and retirement plans. Conditions are always changing and to assume best-case scenarios, as most do when calculating their magic number of how much that they need for retirement. Whether it's unexpected medical bills, long-term care for a loved one, a large drop in the stock market, or a personal tragedy - life happens and you need a financial plan that is still viable under changing circumstances. Effective stress testing helps you ensure that you are one step closer to meeting your retirement and financial goals. Stop guessing if you will be okay during retirement and reach out to us now to schedule your free consultation.
Missing Key Deadlines
When can you start withdrawing funds from your 401k accounts? Most importantly, when should you start taking money out of the retirement accounts that you've spent your entire career saving up? It surprises most individuals how costly a mistake can be in this space due to different taxes paid at various stages in the 401k withdrawal process. When should you start looking into Medicare options? We hear questions like this every day with our Wealth Apex™ clients and work to provide a detailed wealth management plan that not only covers just the investing side, but also tax efficient strategies, college planning, estate planning, and much more. Ready to get started? Reach out to us now to learn more about key deadlines.
Inefficient Tax Planning
We've seen it far too often - our clients come to us after using inefficient tax planning strategies for years that led to them paying large sums of money in additional taxes from their hard-earned money. Our team of experts at ARQ Wealth have on average 20+ years experience not only providing financial and retirement planning, but also assisting with tax-efficient wealth management strategies to help you keep more of the money that you deserve. To build wealth, you need to be smart with taxes. We use tax-efficient strategies when developing and managing your investments, to help keep your money working for you. Reach out for your free consultation to learn more about your current investment strategies' tax efficiency.
Not Having a Defined Plan
The most common pitfall that we've seen in the wealth management and retirement planning space is individuals who simply have no clearly-defined plan. Most professionals have an idea of what they'd like to do in retirement such as travel or buy a summer house, but no actionable steps or metrics for what they'd need to do or achieve to obtain those goals. At ARQ Wealth, we understand that each retirement plan is unique and requires a tailor-made approach. Our low client to advisor ratio of approximately 60:1 ensures that each new client that we bring on will get the dedicated attention and planning that they deserve. Reach out for your free consultation to start planning the retirement that you've been working hard for your entire career.