Scottsdale
Financial Advisors
You need a Financial Advisor
focused on your needs, not theirs.
ARQ Wealth Advisors: A Fee-Only Firm Offering Comprehensive Wealth Planning Services
ARQ Wealth Advisors is a nationally recognized wealth management firm serving high-net-worth individuals in Scottsdale and nationwide. We specialize in providing retirement planning, investment planning, tax planning, asset management, and comprehensive wealth planning services.
We empower our clients to achieve their financial goals through prudent, customized wealth management strategies that prioritize their long-term success.
Our Mission
We are committed to fostering a collaborative environment where every member is dedicated to achieving shared goals with an unwavering focus on ethics, client satisfaction, and excellence in all endeavors. Through effective teamwork, we aim to deliver unparalleled value and results, driven by a relentless commitment to our clients’ success.
Experienced Financial Advisors, Focused on You
Unlike larger financial institutions, our team of fee-only financial advisors is focused solely on your financial goals, not our bottom line.
With over 100 years of collective experience, our team boasts Certified Financial Planner™ (CFP®), Chartered Financial Analyst (CFA), Retirement Income Certified Professional® (RICP®), and Accredited Investment Fiduciary® (AIF®) certifications, ensuring you receive expert guidance tailored to your unique financial situation.
*Statistics as of 09/30/2024
Personalized Wealth Management
Personalized Wealth Management
Whether you’re approaching retirement, building wealth, navigating life transitions, or simply seeking financial clarity, the ARQ Wealth Advisors team is here for you. Our personalized approach goes beyond just investment advice.
As fiduciary advisors, we are legally bound to act in your best interests. We take the time to understand your goals, risk tolerance, and aspirations, crafting a comprehensive wealth management plan that aligns perfectly with your vision for the future.
The Values of ARQ Wealth Advisors
Our fee-only wealth management firm is built on fostering excellent relationships with our clients, making each one feel like a part of our family. Our commitment to this ideal is driven by the following values:
Client-Centric Integrity
- Long-Term Relationships: Our most valuable assets are the enduring relationships we build with our clients.
- Client’s Best Interests: Every action we take is guided by what is best for our clients.
- Fee-Only Structure: As a fee-only advisory firm, we are compensated directly by our clients, eliminating any conflicts of interest with third-party providers.
Tailored Trust
- Guaranteed Integrity: We uphold the highest standards of integrity, transparency, and ethics.
- Customized Experience: Recognizing the uniqueness of each financial situation, we tailor every client’s experience to their individual needs, goals, and preferences.
- Efficient Portfolios: We optimize portfolios with a focus on efficiency, low costs, and in-house management.
Advising with Care
- Guidance Through Uncertainty: We support our clients through market uncertainties, emphasizing risk management for sustained financial growth.
- Educational Approach: Through education and regular communication, we ensure our clients fully understand our processes and practices.
- Responsive Service: We are committed to responding to our clients with a high level of urgency and care.
What Makes ARQ Wealth Different from Other Advisors?
Team-Based Approach
At ARQ Wealth Advisors, we believe in the power of collaboration. Instead of having just one financial advisor handle your financial and retirement planning, we provide a whole team of experts dedicated to your unique situation. As a fee-only financial advisory firm, we are in this together, focusing on analyzing your unique financial situation and developing a long-term plan to achieve your financial goals.
Asking the Right Questions
Our approach is never one-size-fits-all. We tailor your financial and retirement plans to fit your specific goals and situation. This process begins with a free consultation to learn more about your financial objectives. We then use our Q Form™ Assessment to gain a comprehensive understanding and determine a score that reflects the strength of your financial plan.
Low Client-to-Advisor Ratios
We prioritize quality over quantity, maintaining an average client-to-advisor ratio of 60:1 at ARQ Wealth. Although this approach is more costly, it allows us to maximize your success rather than focusing on corporate margins. Unlike larger competitors, we provide all our clients with the time and attention they deserve for effective financial planning and investment management.
What Motivates Us
Our team members left large institutions to focus on delivering exceptional client experiences, free from corporate conflicts. Helping our clients achieve their financial goals is our greatest gratification and primary motivation. Simply put, your success drives us.
Experienced Professionals
Our team boasts multiple credentials, including six CFPs®, one CFA, one RICP®, and three AIFs®, with an average of over 15 years of financial advisor experience. We’ve implemented more than 3,000 financial plans, bringing the expertise and knowledge necessary to guide you through your financial journey.
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Our Clients
ARQ Wealth is proud to serve clients in over 30 states
- Located in Scottsdale, AZ, ARQ Wealth Advisors is your trusted partner in your financial success.
Schedule Your
Free Consultation Today
Schedule Your Free Consultation
Let’s discuss your goals and explore how we can help you achieve financial peace of mind. Contact ARQ Wealth Advisors today to schedule a free consultation with our team of Scottsdale financial advisors.
How We Serve You
As your personal financial advocates, our most important task is to guide you through opportunities and challenges, utilizing our advisory services to make your financial journey easier.
Financial Planning
1. Financial Planning
Making financial and investment decisions without an integrated financial plan is like trying to put the pieces of a puzzle together without looking at the box top— it’s hard to know where the pieces fit if you lack a clear vision.
Utilizing a comprehensive approach, our financial planning services help you crystallize your vision for your future. We enable you to put the pieces of your financial puzzle together so you can make decisions with confidence and clarity of purpose.
To that end, we apply our vast experience, expertise, and resources to each client, developing a comprehensive, fully integrated plan that inspires action and confidence.
Our financial planning process guides you through six steps that are used at the outset of our relationship and each time your plan is reviewed:
Discovery
Clearly define your goals, priorities, and concerns.
Assessment
Review your current circumstances to determine where you are in relation to your goals.
Analyze
Utilizing assumptions based on your risk profile, determine what it will take to achieve your goals.
Identify
Determine the most appropriate financial planning strategies and investment options.
Implement
Select the specific financial solutions and investment options and work with your advisors to fully implement them.
Monitor and measure
Review your plan regularly to reflect changing circumstances and make necessary adjustments to ensure you remain on track.
Retirement Income Planning
2. Retirement Income Planning
If retirement planning were simply about accumulating capital, it would be fairly straightforward—find your number, save systematically, and target your goal. However, on the other side of the retirement plan equation are your cash flow planning needs and determining how your retirement assets will translate into a desired lifestyle for 30 years or more.
Our retirement income strategies factor in many variables and the compounded risks of longevity, inflation, and taxation to protect your lifestyle while creating lifetime income sufficiency.
We work with you to clearly define your vision of retirement and then combine the best retirement savings vehicles with an appropriate investment strategy that emphasizes safety over risk. And, with our special expertise in taxation, we place a greater emphasis on how to achieve optimal tax diversification of your retirement income to create greater lifetime income sufficiency.
Investment Planning
3. Investment Planning
With neither the time nor the knowledge to navigate the dynamic and complex investment waters, many people have opted out of investing their funds; or worse, they’ve opted in, but they lack the discipline necessary to keep their emotions at bay. In either case, the results can be catastrophic for anyone with ambitions for a secure retirement.
Through our investment management services, we work individually with each client to develop a long-term investment strategy tailored to their specific objectives and risk profile. With an optimally diversified portfolio of investments, our clients achieve the proper tradeoff between risk and return, allowing them to invest with comfort and confidence.
Tax Planning
4. Tax Planning
Tax filing time should be used as an opportunity to assess where you are financially and prepare for the year to come, and—where opportunities
exist—pay as little in taxes as is necessary. Having an understanding of the intricacies of the taxation process can save most families a lot of time and money.
ARQ Wealth Advisors have the expertise to help you understand the tax implications of your financial decisions and apply the tax code to take advantage of tax-saving opportunities. This will ensure that you keep as much of your money working for you as possible.
Disclaimer: ARQ Wealth Advisors, LLC is a member of the Institute for the Fiduciary Standard. Membership is comprised of a set of principles that underscore an advisor’s fiduciary duty to his or her clients. These standards include sufficient loyalty, due care, and utmost good faith. Specifically, our firm must demonstrate loyalty by: (i) affirming their fiduciary commitment to the client in writing; (ii) declining any sales-related compensation associated with transactions and product sales; (iii) avoiding conflicts of interest whenever possible; and (iv) mitigating unavoidable conflicts. Advisors must also act with due care by maintaining professional designations as applicable, by explaining agreements and disclosures orally and in writing, by establishing a reasonable basis for investment advice, and by following and documenting a prudent due diligence process for rendering investment advice. Our advisors must act in the utmost good faith by declining substantial gifts or entertainment provided by the client while charging, disclosing, and explaining reasonable fees.