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Fidelity Investments® (“Fidelity”), Charles Schwab & Co., Inc. (“Schwab”), and ARQ Wealth Advisors, LLC are independent companies, unaffiliated with each other. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity or Schwab, nor is such a relationship created or implied by the information herein. Fidelity provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 1213780.1.0