- Scottsdale, AZ
Outsourced Chief Investment Officer
You’re stewards of your organization’s future—and its financial health. At ARQ Wealth Advisors, we become your dedicated investment partner, shouldering the fiduciary burden and complexity so your team can focus on its mission.
Who We Serve
Retirement Plan Sponsors seeking an experienced, hands-on co-fiduciary to manage investments, mitigate risk, and improve participant outcomes.
Nonprofit Foundations & Endowments that need institutional investment discipline and strategic oversight without the institutional overhead and complexity.
Your Retirement Plan Fiduciary Partner: Clarity, Not Complexity
Navigating ERISA fiduciary rules can feel like a maze. We cut through the complexity. While we offer both 3(21) and 3(38) fiduciary services, most of our clients choose to appoint us as a 3(38) investment manager.
This means we take on the full discretionary responsibility for selecting and monitoring your plan’s investments. You delegate the day-to-day decisions and the heavy lifting to us, freeing your team from operational burden while strengthening your fiduciary governance. You keep oversight; we take ownership.
Our Core Fiduciary Services Include
Discretionary Investment Management
We construct and manage a prudent investment lineup tailored to your participants’ needs.
Ongoing Due Diligence
We continuously monitor investments and providers, making changes when necessary.
Investment Policy Statement (IPS) Development & Maintenance
We build a sound IPS that serves as your roadmap and a key defense for your committee.
Comprehensive Fiduciary Reporting
We provide clear, quarterly reports that document our process and make internal reporting preparation straightforward.
Fee Reasonableness Reviews
We keep an unblinking eye on all costs, helping to ensure your plan’s fees are competitive and justifiable.
Beyond Management: Participant Success & Plan Health
A great investment lineup is only half the battle. We focus on the levers that truly drive retirement readiness.
Plan Design That Works
We share insights on auto-features, match structures, and re-enrollment strategies to boost participation and savings rates.
Practical Participant Education
We offer jargon-free workshops and materials that help employees get—and stay—on track, encouraging them to save at appropriate levels within their retirement plan.
Full-Service Oversight
From evaluating your existing service providers to coordinating with record-keepers to preparing your committee materials, we handle the details so you don't have to.
Ready for a Partner Who Shares the Load?
Fewer headaches. Better outcomes. Schedule your initial consultation here.
OCIO for Nonprofit Endowments & Foundations
Balance mission, spending needs, and market risk, all with limited staff time. Our Outsourced Chief Investment Officer (OCIO) service gives you one accountable partner for full investment management and governance support.
We translate your mission into an actionable investment policy, build a purpose-driven portfolio, and provide the clarity your board needs to focus on strategy, not spreadsheets.
We Help You:
- Spend with Confidence: Align your portfolio with predictable cash flow and distribution needs.
- Invest with Discipline: Implement long-term, risk-aware strategies informed by current market realities.
- Simplify Operations: We prepare board-ready materials, coordinate with service providers, and make meetings productive.
Why Partner with ARQ Wealth Advisors?
True Accountability
You work directly with our decision-makers—CFP® and CFA charterholders, not a help desk. We explain what we’re doing and why.
Institutional Rigor, Boutique Service
Our team has decades of experience managing some of the largest institutional retirement plans and foundations assets. We bring that expertise to organizations like yours, offering white-glove service and direct access.
Fee-Only & Independent
We are a fiduciary, first and always. Our only compensation comes from you, helping ensure unbiased advice aligned solely with your goals.
Transparency by Default
No black boxes. We show our work, explain the tradeoffs, and provide clear documentation for every decision.
Ready for a Partner Who Shares the Load?
Ready for a Partner Who Shares the Load?
Schedule a complimentary Plan Health Check™ or OCIO™ Readiness Review™ today. Let’s discuss how we can help you build a stronger financial future for your organization and the people you serve.
Fewer headaches. Better outcomes. Schedule your initial consultation here.