Carly Denial

Carly Denial is an Associate Wealth Advisor at ARQ Wealth Advisors. She is dedicated to helping individuals and families make confident, informed decisions about their financial futures. Before joining ARQ, Carly began her career at Vanguard, where she worked with a diverse range of clients to develop personalized, long-term financial plans.

Carly has earned the Chartered Financial Consultant® (ChFC®) and Certified Divorce Financial Analyst® (CDFA®) designations. The ChFC® reflects advanced education in comprehensive financial planning, including retirement, tax, estate, insurance, and investment planning. She pursued the CDFA® designation because she recognized the value of providing clarity and confidence during one of life’s most difficult transitions. As a CDFA®, she helps clients navigate the financial complexities of divorce, including property division, retirement assets, tax considerations, and long-term planning.

Carly earned her Finance degree from Northern Arizona University. Raised by two parents in social work, she developed a deep appreciation for serving others and believes financial planning is about more than numbers. It’s about helping people gain clarity, confidence, and peace of mind. She takes a thoughtful, client-first approach, whether helping someone prepare for retirement, navigate a life transition, or better understand their financial options.

As an Arizona native, Carly enjoys spending time on the golf course and making the most of the beautiful weather. More than anything, she values building meaningful relationships and believes everyone has a unique story to tell. She enjoys learning from the people she meets and strives to build lasting relationships rooted in trust, authenticity, and genuine connection.