# ARQ Wealth Advisors

> A fee-only fiduciary wealth management firm serving high-net-worth individuals in Scottsdale and nationwide, specializing in retirement planning, investment management, and comprehensive wealth advisory services.

## Overview

ARQ Wealth Advisors is a fully independent, fee-only Registered Investment Advisor (RIA) firm headquartered in Scottsdale, Arizona and registered with the SEC. Founded in July 2008 during the financial crisis, the firm was created by advisors who left large institutions to deliver exceptional client experiences free from corporate conflicts.

ARQ Wealth is a member of the Institute for the Fiduciary Standard and adopts the Institute's Real Fiduciary™ Practices. As fiduciary advisors, the team is legally bound to act in clients' best interests at all times. The firm serves clients in over 35 states nationwide.

The firm maintains a boutique approach with a maximum 70:1 client-to-advisor ratio (compared to the industry average of 118:1), ensuring each client receives personalized attention. ARQ Wealth has implemented over 3,000 financial plans and brings over 100 years of collective experience.

## Contact Information

- Website: https://arqwealth.com
- Contact Page: https://arqwealth.com/contact/
- LinkedIn: https://www.linkedin.com/company/arq-wealth-advisors-llc
- Free consultations available

### Office Location

ARQ Wealth Advisors
14500 N. Northsight Blvd., Suite 200
Scottsdale, AZ 85260

## Our Team

ARQ Wealth's team holds multiple professional credentials with an average of over 15 years of financial advisor experience. Team certifications include six CFP®s, two CFAs, one RICP®, three AIFs®, and one ChFC®.

### Partners & Leadership

- **Rich Siegel, CFP®** — Managing Partner / Wealth Advisor, Director of Finance & Investments
- **Greg Yocum, CFP® AIF®** — Partner / Wealth Advisor, Director of Data Integrity & Compliance
- **James N. Robinson, RICP® AIF®** — Co-Founder & Partner / Wealth Advisor, Director of Business Development & Marketing
- **Carl Mariner, CFA CFP® ChFC®** — Partner, Director of Strategic Planning

### Wealth Advisors

- **Joseph C. Gilligan, AIF®** — Senior Wealth Advisor
- **Tristen Sheffler, CFP®** — Wealth Advisor
- **Zack Potter, CFP®** — Wealth Advisor
- **Carly Denial, ChFC®** — Associate Wealth Advisor

## Services

### ARQ Wealth Apex™
Comprehensive wealth management for individuals further along in their careers and financial lives.
- Portfolio minimum: $750,000
- Personalized investment strategy
- Continuous portfolio monitoring
- Tax-efficient strategies
- Estate planning guidance
- Comprehensive wealth planning

### ARQ Wealth Builder
Boutique-style financial planning for younger professionals building wealth.
- Minimum: $250,000 plus $500 monthly contribution, or $2,500 annual minimum fee
- Financial planning typically only available to wealthy individuals
- Investment management
- Goal-based planning

### Q Form™ Assessment
ARQ Wealth uses its proprietary Q Form™ Assessment to evaluate a client's financial plan readiness and gain a comprehensive understanding of their financial situation, producing a score that reflects the strength of their financial plan.

### Core Services

**Retirement Planning**
- Retirement income planning
- Social Security optimization
- Healthcare cost planning
- 401(k) rollover guidance

**Investment Management**
- Strategic, dynamic, and tactical asset allocation
- Core-satellite portfolio construction
- Fundamental, technical, cyclical, and chart analysis
- Portfolios may include: individual stocks, bonds, ETFs, mutual funds, options, REITs, commodities, and alternative assets

**Tax Planning**
- Tax-efficient investment strategies
- Tax implications guidance
- Coordination with tax professionals
- Partnership with Vincere Tax for tax preparation

**Financial Planning**
- Comprehensive financial plans
- Goal setting and tracking
- Risk tolerance assessment
- Insurance needs analysis

**Estate Planning**
- Legacy planning
- Wealth transfer strategies
- Coordination with estate attorneys

## What Sets ARQ Wealth Apart

- **Fee-Only Structure**: Advisors receive flat fees, not commissions, eliminating conflicts of interest
- **Fiduciary Standard**: Legal obligation to act in clients' best interests
- **Institute for the Fiduciary Standard Member**: Certified Real Fiduciary™ Practices
- **Low Client-to-Advisor Ratio**: 70:1 vs. industry average of 118:1
- **100+ Years Collective Experience**: Seasoned team with deep expertise
- **3,000+ Financial Plans**: Extensive track record of implementation
- **Team-Based Model**: Multiple advisors collaborating on each client's success
- **Technology-Enabled**: Secure online portal for portfolio access and communication
- **Nationwide Service**: Serving clients in 35+ states from Scottsdale headquarters

## Investment Philosophy

ARQ Wealth recognizes that every client is different and believes investment solutions cannot be determined with a simple questionnaire or algorithm. The firm takes time to understand each client's unique goals, risk tolerance, and aspirations to craft personalized strategies.

Investment approaches include:
- Strategic asset allocation
- Dynamic asset allocation
- Tactical asset allocation
- Core-satellite portfolio construction

## Values

- **Long-Term Relationships**: Most valuable assets are enduring client relationships
- **Client's Best Interests**: Every action guided by what is best for clients
- **Ethics & Excellence**: Unwavering focus on ethics and client satisfaction
- **Transparency**: Clear disclosure of fees, conflicts, and recommendations

## Frequently Asked Questions

**What is a fee-only financial advisor?**
Fee-only advisors receive compensation only from client fees, not from commissions on product sales. This eliminates conflicts of interest that exist when advisors earn commissions.

**What is a fiduciary?**
A fiduciary has a legal and ethical obligation to act in the client's best interest. ARQ Wealth advisors are bound by fiduciary duty in all recommendations.

**What is the minimum investment requirement?**
ARQ Wealth Apex™ requires a $750,000 portfolio minimum. The Wealth Builder program requires $250,000 plus $500 monthly contribution, or a $2,500 annual minimum fee.

**Does ARQ Wealth serve clients outside Arizona?**
Yes, ARQ Wealth serves clients in over 35 states nationwide.

**What credentials do the advisors hold?**
The team includes six Certified Financial Planners (CFP®), two Chartered Financial Analysts (CFA), one Retirement Income Certified Professional (RICP®), three Accredited Investment Fiduciaries (AIF®), and one Chartered Financial Consultant (ChFC®).

**How is ARQ Wealth different from large financial institutions?**
ARQ Wealth maintains a boutique approach with a 70:1 client-to-advisor ratio (vs. 118:1 industry average), is fee-only with no product sales commissions, and provides team-based service where multiple advisors collaborate on each client's success.

**What is the Q Form™ Assessment?**
The Q Form™ is ARQ Wealth's proprietary assessment tool that evaluates your financial plan readiness and produces a score reflecting the strength of your current financial plan.

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*This information is provided for general informational purposes and does not constitute financial advice. Contact ARQ Wealth Advisors for a consultation regarding your specific financial situation. ARQ Wealth Advisors, LLC is a member of the Institute for the Fiduciary Standard.*